You sign an agreement at the start and have them put oil delivery in thier name.

So, they did a quit claim deed into our names.  

He is a big name in the area and might be a good resource too. 

Anyways, I'll check with the local appraisal district information and there's no phone number or name or other address to the owner.

If you want to take advantage of owner occupied purchase as you get moved around and get 30 yr fixed conventional loans, then you have to take title in your name.

Also when buying FHA you cant purchase in an LLC and have to use your personal name.

I’m working with a HML and wondered if I should just do the 1st flip in my name.

But if you are using a residential mortgage (Fannie/Freddie if you recognize those names) then the DTI term is what is used. 

Jeff's business name is Baja Construction and it appears he does not have a license, but he said that he uses his partner's license, which turns out to be another business that he subcontracts for. 

Should the mortgage/loan be in one persons name, both names, etc.