You're literally trying to purchase someone else's problem.

I am in the suburbs of Chicago and mostly interested in the Joliet area.So as a new person who is literally putting one foot in the door, looking back, if you were me...at this moment...what is the one thing you would have told yourself; or done differently?

Literally, what do you say?

For a single unit, the down payment can be as low as 3%, but goes up to 15% for 2 units and 25% for 3-4 units.Depending on what you are looking for, particularly a house hack, meaning multi-unit, FHA is literally the only option, assuming you want to avoid the risk involved in Hard Money.

Can be literally be hundreds of thousands of dollars off- I’m not kidding.

@Donald Hardy Oh thank you, I literally had no idea this would be an issue..

Neither of us come from educated or financially literate families so we did what we thought was best.

Baltimore is literally a block by block city.

How can a lender even propose to calculate DTI or total mortgage debt when you literally have 4 mortgage applications in the works at the same time and with different lenders who don't talk to each other? 

My mother struggles with her health , and over the last few years since the demolition I recently came into some extra cash - literally as I’m waiting for the check to clear in the bank , license and inspection put a notice of “unsafe structure” on my mothers door and told her she had 30 days to get the crack fixed or her home would be demolished !