We have an LLC but the lenders have more favorable options if we borrow as four individuals. 

I’ve heard many challenged appraisals go in the favor of the seller.

Since I will be personally living here, I sacrificed getting a better deal in favor of getting into an updated place in a better neighborhood.

@Bobby Pagliarini I started on Airbnb in a similar fashion.

That $400 cost is more favorable than additional month(s) of vacancy. 

Maybe you would be doing a favor by leaving it the same instead of raising it.

Really good self managers have a whole way of doing things that works entirely in their favor.

HOA boards often dislike or prohibit rental units because they see it as hurting their value, so you are fighting that too.Do yourself a favor and stay away from condos.

You cannot treat different partners in a syndication differently without economic substance, just because it gives favorable tax treatment to some partners.It might be possible to structure things this way if different partners have different level of participation and different risks - which is case by case and high-end as far as tax planning goes.

The other, less favorable, approach is to just call around to local banks and ask...you might call ten banks and find one that'll do it.