If you want to preserve your conventional conforming loans for other transactions, I would suggest (if you've not already) forming an LLC, transferring ownership to the LLC, sign for the new commercial blanket mortgage as a member of the LLC. 

Whenever an opportunity arises, we simply write a check or ACH transfer out and put that equity to work.

They’re older and not great with technology so I pretty much did all the paperwork and e-signatures and document submission etc.

Being an off roader for years, I am seriously looking at Fords E van 4x4 conversion.

I think @Ryan Kelly is on to it, you have to be very careful with what you are doing and you have to look at the best way not to lose any money in the transfer process.

If we transfer the properties into the llc, is there a way to structure the llc that in case of absolving the business or buying him put down the road, 100% of these properties goes back to him while the rest is split 50/50?

Everything else can be a copy, e-copy, a copy-of-a-copy for all that it matters. 

It's good that these properties were placed in a trust, as you will not need to go through probate for the title transfer. 

Those are in AL and MI. as for additional charges, in PA depending on the county you have to pay a sheriff poundage fee which ranges from two to 4% plus any transfer taxes. 

Originally posted by @Bob E.