We had about 7% decline from peak so far.........

The posts are steadily increasing, not declining.

They keep asking me, if I have any other units available and I have to decline, because I'm full.

What would you do if the market declines in the next two years?

If your criminal record data was supplied by a consumer reporting agency, then you MUST supply a written letter explaining reason for declining the applicant.

Is the market still declining?

If approved, the short sale process can continue, if declined, the homeowner cannot do a short sale AT ALL.

It's easy to do in a declining market with over assessed houses that are deteriorating with time.

There is a property in "short sale" status that one of my investors is interested in...when I present the investor's offer to the property owner, they decline the offer...does anyone have any suggestions on how I could get directly to the bank, and present my offer to them to almost force the property owner's hand?

It may increase or decline in value, but that is a paper gain that is not realized until you either sell the asset or further encumber it (if you've gained the equity to do so), meaning it will be a liability or an increased liability, but never an asset.I do have one property in CA, because I was 22 and silly and wanted a mortgage deduction more than I wanted the asset to make sense.