I may never need it but its a lot cheaper in the long run just to pay the $400 bucks and not have to worry about it. 

And guess what, in many areas, its actually cheaper to own than it is to rent.So why in the world would you not want to own? 

BTW, fake cameras, signs, and decals are a great deterrent, are way cheaper and protect your customer's privacy. 

Deck is cheaper, far easier to fix, nicer work (concrete is hard labour, especially demo), and any handyman with 10 fingers qualifies to do it basically.

All the investors are coming in and flipping historic properties and the young professionals are going crazy for the cheaper than downtown rent.

Lot cheaper than flying too. 

It's a whole new realm of woodworking for me, I'm going to be getting into it the renovation after next.I buy the panels on Amazon and you can also get all kinds of wood veneers, tape, and veneering supplies there much cheaper than at Rockler.This is one of those things I would never trust someone else to do well without knowing exactly how to do it myself.

The increase in earnest money after lender work-orders is strange... it sounds like you've got some good perspective on the experience, and plumbers are generally cheaper than lawyers.

The cheaper option is still on the table and has <20months timeline. 14.25% prior to start ($57,000)13.25% upon foundation inspection ($53,000)15.30% upon framing inspection ($61,200)5.20% upon plumbing inspection ($20,800)9.75% upon electrical inspection ($39,000)5.25% upon water proofing, drywall and insulation ($21,000)7.25% upon roof inspection ($29,000)8.0% upon stucco ($32,000)9.25% upon flooring kitchen and bathrooms ($37,000)12.5% upon final inspection and finish final touch ups ($50,000)

Not only can you typically buy cheaper than build, but you also can start collecting rent much faster.