(d) A promise or order other than a check is not an instrument if, at the time it is issued or first comes into possession of a holder, it contains a conspicuous statement, however expressed, to the effect that the promise or order is not negotiable or is not an instrument governed by this Article.Thus, a writing containing such a disclaimer removes such a writing from the definition of negotiable instrument, instead simply memorializing a c ontract.See also Bond (finance) Credit cardGovernment bond Letter of credit Notes receivable Student loan Warrant (of Payment)References3.

Middle of the road carpet in the bedrooms and 12x12 ceramic tile everywhere else.

First,  that HGTV resort is in Andros which has no Commercial Flights and very small and sporadic container ships. 

I intended to put granite countertops, backsplash, ceramic tile as needed (which was the kitchen and main bath) and finish the hardwood floors hidden under the carpet.

You also need to understand why such things such as insurances loss proceeds are contained in a contract (usually a rather long wordy paragraph) but it can be a very important matter, it wouldn't be there if it were not.Study the standard contracts used in your area, it doesn't take much time to paraphrase the content of the covenants or agreements when you understand them, that's to the laziness side.If you use an option, the option should practically mirror a purchase contract with the default provisions removed, as it will be your option to exercise the sale agreement.

For scope of work (SOW) tasks, I have a template spreadsheet that contains all the major tasks I typically perform on a rehab.

Not a big deal to forward a PDF to a tenant but I'm not sure why it's not part of their system and it was annoying to have to sign up for their secure mail portal (but an understandable limitation since the PDF does contain non-sensitive PII) I use cozy.co for collecting rent so I just uploaded the PDF to the documents section of the lease which emails the tenant and keeps the docs in one place. 

Once I have an address history and potential records from the databases, I check with all the county courts directly to find and verify records.Database searches are relatively inexpensive, but not all counties report to them and the information contained must be verified with a County Search.

Reply from City of Columbus:In almost all cases at this time, a second dwelling (also known as an Accessory or Auxiliary Dwelling Unit (ADU)) unit would require a zoning use variance prior to permitting and construction and must meet the development standards as shown on the attached as for any other dwelling unit unless granted a variance as part of the use variance, also known as a Council Variance.The Columbus Zoning Code which contains all the requested standards is online at https://www.municode.com/library/#!

Updating is as follows: Flooring is new wood(living room and 2nd bedroom), carpet (stairs and master bedroom), and ceramic tile (entry, kitchen, and master bath).