Whether they are going through a divorce, lost their job and can no longer afford their payments, inherited a property they don't want,  or maybe they are facing foreclosure.

If you can't afford a turn/holding costs/eviction at this time then you need to be a bit more careful with your approach. 

Plus, inflation is through the roof and I don't have a place to put my money for it to retain its value.Here are the numbers:Purchase price- 370kMonthly Taxes- $297.42Monthly Insurance- $83.33Water- $48Common Electric-$35Sewer-$156.59Trash-$103.6Cap Ex 10%- $341Repairs 10%- $341Vacancy 5%-$170.5tenants pay their own gas and electric4% loan w/ 10% down payment $1728.54(I originally calculated the loan like this because that's what I could afford before trying to go the FHA route.

Obviously, that will eat into your savings, but it sounds like you can afford a few of those and start a nice portfolio!

As in, you don't think you can afford the second with your current finances.

I couldn’t afford anything where I live in Portland, one of the most expensive markets in the country.

However, there's a balancing act between down payment, interest rates, and loan term to ensure your payments remain affordable for the buyer.

Hey so I am researching what actions STR owners could take against communities like those in Colorado who are using affordable housing as an excuse to violate property rights of owners.

As I just sold a couple of rent houses from a business that I started out of necessity and have now closed, I know that if I had a spot I wanted to lease, I could afford to open a shop without financing.This is where the complications start because of the bigger picture. 

If you want to live in SoCal and can't afford it, then sorry, move to another state.