I've actually got a real estate license here in Texas (Home Team of America) that I only use for my personal investments and to help out friends/family.I'm wide open to meet folks, add value to the conversation where I can, and soak up information like a sponge.I'd love to chat/network with other investors in SA who're actually doing deals (not kicking the tires).

Yes should be able to, my lender only really cares about DTI and the actual score.

The new job is in a totally different line of work, actually, but it's a salaried position and should be pretty stable. 

The equity you have in your home is actually costing you money to have it sitting there dead and buried.

We actually build brand new fourplexes & triplexes for our investors.

I realized in doing this post that if Zillow were to actually utilize the data that I and other agents have given them that they could increase the quality.  

I would actually be okay with the 315k if it was not for future cost of closing that I'm anticipating at 9%. 

@Jeremy Cohen, no you don't have to season it.The primary difference is that wholesalers selling to cash buyers never actually own the property.

I believe you have to register with FEMA first, then you will actually get assistance in the form of a loan from SBA at https://disasterloan.sba.gov/ela/Account/Register1 My friend and colleague @tami dubose is going through the process now and she's the one I got the link above from.

Refinancing is a fine balance of having rates low enough and having values in your area to be high enough so that you can actually close because if rates are low but values are low and you cant appraise then the low rates would be of no use.