With that said there is a good deal of paperwork and screening that goes on behind the scenes that must be documented.

Those are two separate documents a lease and an option to purchase.

For all these ideas around or about the trust, you may want to speak to the trust attorney to ensure you are compliant with the trust documents and state law.  

They should have no problem providing you previous lending documentation, but they can write up anything.

In any case it wouldn't be actionable against your tenants if you did the copy and pasting.As an academic type legal issue, copy and pasting of private documents from the web could get you in legal trouble.  

At least here the conveyance documents state this.  

In addition, many did not properly pay transfer tax or document tax for either the deed or the contract.  

I understand I might be responsible for mechanical liens or back taxes or past due HOA assessments but I have a hard time to understand if I might be responsible for other mortgages as well. in the attached picture you will see the flow of recorded documents. asking attorney to do a title check for every property is not possible. the below is public information that can be looked up by anyone

Recording of the substitute trustee - this too is a part of the foreclosure process in many cases and is a fee passed on to the borrower.So, there is really only one fee there which is questionable and that could just be slang term being used and is most likely legit.The problem you may encounter here is that one demand was for a reinstatement and the other is simply the responsibility of the Borrower per the documents.  

I suppose the term may be slang for the sake of conversation where they are saying, you can put your contract with them and they will wait for the third party (end buyer) to be produced before preparing documents but I would not personally refer to that as an "Open" deed, since the only party to be added would be the party who steps in as Buyer or Asignee.