As the title states, looking for a lender who can do a 75 or 80% LTV fixed loan with little to no seasoning.

You will have to hire a securities attorney to work with and guide you through the legal structure as well as the legalities of the capital raise.Bottom line, it's totally possible to raise the funds, but you need to have the right structure in place and a track record to support it.

"Proof of Funds w/ Cash offer or PreApproval Letter from Lender based on satisfactory credit, Income & Assets) Contact Listing Agt for Appt.

My problem with that scenario is your lack of funds.

Spread out your funds and get loans for 5.

I've been studying up for a long time and ready to take the plunge once I can save up some funds, unless I can find a good hard money lender willing to make a deal.I work in IT for the government, but my primary goal is to have enough properties that I can become FI and quit my day job to do this full time.

Here is what the numbers came out to:$50k unsecured loan at 8% interest from Huntington BankPurchased property for $40k- used the remaining $10k for repairs (repairs should take max of 2 months)Rent house out after repairs are done for $900-$1,000 per month  ARV of property is $60k53rd Bank offers 90% LTV refi after 6 months seasoning and $195 processing fee at closing- Refi property for $54k on a 30yr mortgage at 5%Mortgage payment including taxes & insurance= $436/monthCashflow= $900 - $436 = $464 gross cash flowRemove 20% for cap ex/vacancy/other expenses (round up)= $100Net Cash flow= $364 monthWith the 90%LTV refi I am able to get my initial $50k back from the unsecured loan plus $4k.

Just wondering if I should try and go back to the bank for addional funding or should look else where.

How would one go about finding a rehab with this type of funding?

Get your emergency fund, then pay off your debts.