@John Vu if you know what you need but just need it in your area then I would suggest visiting your local REI groups.

Hey Derek I mirror @John Miller 's comments above.

@Hunter Thompson most lenders look at all the partners on the deal that are willing to sign on the promissory note or guarantee the loan.  

Originally posted by @John Woodrich:Originally posted by @Austin Fruechting:I can understand that and have used a similar tactic and often make offers sight unseen.

@John Mocker  Thanks for the advice John!!!

Before you've owned it long enough to appear on tax returns, an investor friendly lender will just do [ rent * 75% - PITI ].Once it appears on tax returns, if you need/want to exclude the one-time rehab expenses, put it on line 19 of schedule e with the comment "see statement X," and then statement X in extreme detail lists all the repair and rehab work you did, and furthermore you can provide me with every single receipt/invoice, exactly matching the line 19 number, exactly down to the penny (so, it's best just to make each invoice/receipt be a line-item on statement X... if Contractor John gives you 5 invoices throughout the project, show me 5 line-items).Only one-time repairs/rehab can be discounted from the mortgage DTI math.

I want to add onto what @John Mathew said to do a thorough investment analysis.

@John Underwood each partner was paid back their initial investment and a return on it.

Quote from @John Hernandez: Is there a general format that a scope of work should look like?

Hi John,Thanks for your time to reply, the advice and invite to join the Facebook group.We have been living in Sierra Vista for over 2 months - love the area!