Here we do not have mortgage terms longer than 7-10 years and most folks use a 5-year term, so the concept of ones mortgage rolling-over every few years is par for the course ... you simply renew/refinance, or pay out, as your mortgage comes due.On those 5-year terms, you have a choice of either a fixed-rate mortgage (on a 25 - 30 year amortization) or a variable rate mortgage (which floats with the prime rate).  

Get some business cards and pass them out to folks.  

Most folks over 45 will appreciate these, the elderly will love them.

I've thought about filling in the pool and having a useable backyard, cost is $5,000I've gotten 50/50 response from friends and family and wanted to see if I could get some feedback from folks here....fix the pool and keep for $2,500 or so ....or fill in and have a yard for $5,000?

The best part about BP is learning from all the other experienced folks out there.

And I'm guessing Angie's list is populated by more folks in the SF Bay area than in Rutland, VT :)I'd look for the hallmarks of any modern professional: quality website, easy to find pricing, phone/email responsiveness and any references you can find.I've used the same home inspector on 8 different jobs in VT.  

I'm making the link work by typing a space after it (see it turn blue) so it will be easier for folks to use.

@Joe Holly  your tenant base in the B - C and D  are mostly money order folks and cash.REason:1. bounced to many checks and they are in a federal data base and will never be able to open a checking account under that SSN again2. foreigners  Hispanics don't trust banks and just use cash.The Aussie clients I had were astounded that renters could be in such a place as their system is far more advanced than us... no checks in AU  everything is electronic.

I honestly only contacted a few people with cold calls so I'll resume doing that instead of waiting around for me to acquire my license and finding folks willing to help me find investor friendly folks to work with.  

@Mike Flora So what did your title folks say?