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If they don't answer the questions, I don't e-mail them back. 

I've latched on to the IDEAL acronym when thinking about the "why" REI question.I = Income (cash flow)D= Depreciation E= EquityA= AppreciationL= LeverageI've seen this model work beautifully for my father and I'm looking to take it to the next level. 

@Randy E.

will this work for what you want to do (i/e: dont build a $500k home in an area where homes sell in the low $200k's etc)?   

Account ClosedundefinedGreat to e-meet you Chris.  

From that I learned that at first contact give them your info but also try to get their name, e-mail, and cell phone number.

If I take a 30 year loan and make the 15 year loan payment, my loan would be paid off at exactly 15 years.In actuality, the 15 year interest rate is pretty much always lower so the 30 year will always take longer to pay off, even if you make the 15 year payment because you'll be paying at a higher rate.The only way you could pay off the 30 year payment in 12 years is by making a much higher payment than the 15 year P&I or by getting a lower interest rate on the 30 year than the 15 year (which isn't impossible but exceedingly unlikely.I'm not sure where you heard this from, but it is fundamentally wrong. 

A hacker will break into a real estate professional’s e-mail account to obtain information about upcoming transactions.