Are you looking for lowest payment possible and maybe an interest only or variable rate (but that has higher risk).Once you define what it is you need, then you should start speaking with lenders and ask them what types of products they have for what it is you need.If it is a traditional lender and they are licensed through the nmls (google nmls consumer access to find them), then that means they have been vetted.Note that most lenders DO NOT keep their loans and they get sold, so age of company is usually not important, experience of originator would be more priority for me

A beneficial owner is a person who enjoys the benefits of ownership even though the title to some form of property is in another name.A court can subpoena the name, address, DOB, driver's license/passport or ITIN or Social security number thus exposing your asset protection plan.Twenty three types of entities are exempt from the beneficial ownership information reporting requirements. 

But want to retain my Fathers' Prop 13 low Tax basis when transferring ownership under California Prop 19 im told by the County tax accessor i can what's the best type of loan to buy my Sister out.

They are my eyes and ears for property, loans and other types of information, I feel they are invaluable as my property managers and they work incredibly hard.  

When talking with them ask them the type of parcels they are looking for and what sort of characteristics they need such as size, location, soil types, topography.   

This would help you avoid the need to do any type of reassessment and therefore avoid the need to file any property tax exemption/etc with the county.Additionally, this option would give you guys the flexibility on whether or not to move in while also offering you the capital gains protection via the Step Up rule (https://www.quickenloans.com/l...)

Apparently, generally it turns into a self-management type arrangement.As mentioned, don't forget that you'll have to property license the PM company, and take some sort of profit/income from it. 

You should consult with an attorney in your state to make sure that you are using the best asset protection strategy for your situation.Your budget: The cost of asset protection can vary depending on the type of protection that you choose.

You can keep learning here.Generally speaking there are 2 main types of loans for investors: “Conventional” and “Portfolio”Conventional - I'll define these as loans that come from Fannie Mae and Freddie Mac (if you recognize those names).

You have to take into consideration a few things like Location, Property type, Number of Units, and which will yield a higher ROI like LTR or STR using VRBO/AirBNB.