You may be subject to some sales pressure though!

In terms of references - any state or the particular state of the subject property you will find the rules around mortgage license which will include that state's version of SAFE Act.  

-credit check (you will be subject to regulatory rules ), but the point of hard money is that the asset being lended on is your primary security - you must be ready to foreclose   -paperwork for professional HML companies is more or less like a standard loan package with some different terms.  

If you want the property ask the borrower for a deed in lieu of foreclosure, then you will own it, the incentive for them to do that is that you can not seek any damages or amounts due from them, you accept the property, subject to any liens, as full  payment of the debt created. 

Age / condition of the subject property.

Of that, $1090.98 would be subject to the tax on unrecaptured depreciation, currently capped at 25%  (it really your ordinary income rate.)  

In my state, CA, there are different level of powers, best evident by examining a document alternatively called probate Letters Testamentary (if subject the decedent's will) or Letters of Administration (intestate - no will).

I did approach the subject with my accountant this spring and they seem to think that I can prove insolvency, I will have to meet with them this week to be sure.

Try the Search feature...you can type in exactly what you did in the Subject Line here...

I know for some this is a touchy subject but I just figured I'd throw it out there.