The new CA law regarding investor eligibility is quite restrictive and just using a broker won't get around those requirements.

SAFE ACT legislation restricts seller financing from a business entities and doing more than a couple deals per year.I'm under the impression it's illegal in many states these days.

How do I tell if an area restricts signs or not?

But right there you may have answered a whole raft of problems I have had with these small mortgages.I do assume you are being serious and not sarcastic.Can I impose on you to tell me if you have a similar answer to dealing with existing small mortgages such as this?

I understand putting restrictions on the borrower (making it hard to solicit capital from non-accredited investors), but to limit investors from doing what they want just seems to go against some basic rights.

I have researched refinancing a little bit and I am seeing that there may be restrictions in place as far as requirements to live in the property for a year or more.

I like that they aren't a regulatory force, meaning they can't impose regulation but they can impose audits.

Trying to impose any conditions on the bank is not going to happen in this case.

Go to the planning and zoning office, they will have a map of zoning restrictions.

I can't impose much longer as they feel I should buy a condo, they feel that getting a studio or a 1 bedroom in a nice area is perfect for me.