But I have called 4 separate plumbers now and all charge around $145/hour  + charge their regular hourly rate for the travel time.For my Houston properties, I am currently paying around $100 for a service call + any parts.

I regularly see them lower prices when the properties don't sell. 

However I don't largely trust the "freedom number" of just replacing your regular job.

A common complaint I hear is how they feel like there property is treated as just a number or they didn't properly screen tenants and/or monitor the property and now they have to repair a trashed rental squeezing all the profits they hoped to gain.  

I just haven't been able to find a lender that will use appraised rental value, which is fairly understandable.Thanks though, I didn't know the appraised rental value was part of the regular home appraisal.

UDFI is a subset of Unrelated Business Income Tax (UBIT), that applies when a tax exempt entity (such as a retirement plan) engages in a trade or business on a regular or repeated basis.  

Do you send yellow letters or is it a regular type letter?  

Do I apply for a regular conventional mortgage?  

Pull all 3 credit reports for free thru annualcreditreport.com..Dispute any errors..I pull 1 report every quarter so, essentially I'm monitoring it for Free.  

If $80 is going to break you, you need to find a regular job.When you show up, they let your customer know that you are serious about your business.