I have a legal business in the U.S. that has been open 1.5 years and I'm wondering if anyone has any good recommendations for a personal or business loan that will give me the best rate for this purchase? 

Purchase price: $116,000 Cash invested: $25,000 Personal home that will become a rental once fixed and updated or will be used for HELOC to purchase other properties on/off market at that time.

I personally don’t want to use FHA. 

Personally, I've never bought this way, but I have sold using this method.

When I run into a customer that wants to supply materials , my estimate is over then and there .

I don't recommend you bid on any as a new person.

Person B is the money-partner - will put up 100% of cash for the deal (ie. no financing).

It also stays off of your personal credit/DTI which will help you as you live your life outside of these properties.Those will be a specific set of lenders that you will want to look into as many of them have different requirements that you would have to adhere to, but overall much more of a simpler process than your conventional lenders, while being a couple of points higher in processing. 

I can give you some advice that I learned from personal experience, and from also taking a BP course on multifamily.1) Are there any particular sub-markets within Orlando that are well-suited for small multi-family investment opportunities?

My direction is a personal choice - free and clear.If you are in a position to start saving for your first primary in a year.