Maybe there will be new ideas I haven’t thought about.

I have no idea if you’re going to lose in court to the IRS is they challenge you but since you were breaking the law during the 1 day stays probably.

Ok, so don't mind me - I dropped your whole write up into Chat, and this is what it came back with for me:Let’s dive into the numbers together and see what we can work out about this owner financing deal you’re considering.First off, the idea of selling the house at $315,000 when its market value is around $260,000 definitely swings in your favor financially.

Actually, @Richard Licon, the American Association of Private Lenders does have a certification program they hold at their annual convention.

People think if they can afford the down payment that they can afford the deal but even in deals where the purchase is 90k or less you will still need to be liquid 25k because you figure:15k to close5k to front contractor to get started5k (6 months holding costs)Insurance and Misc costs: 2kSo you see the life cycle can cost 25k+ even on a small deal. 

Hey Kelvin, Good idea to get into house hacking.

Buy and hold is a good strategy.Theft has been an issue during the rehab stages until someone moves in.

Investment Info:Single-family residence buy & hold investment.

My question is whether it’s a bad idea to put 20% down and continue renting my own place because of the convenience factors including being able to walk to work (and I work long/late hours).

Smart idea to try to connect and build a team to learn from/work with.