Solid understanding of topics including but not limited to human resources, financial planning, marketing, etc.

I must get out for my mental health.  

Is there a humane way to do this?

trust @Hattie Dizmond  on this one  ;)learning to strategically disengage from your business is a great skill for long term mental (and relationship) health

Just be careful to plan it correctly.Based on your figures you'd have to come in with a substantial amount of cash to pay down your loan to 75% of appraisal in order to "take out," or refinance out of the FHA loan.One solution beyond having a grip of cash is to buy the fourplex considerably under-market but the likelihood of that is two fold because you have to abide by the "health and safety," standards of FHA financing which can be daunting at times when looking at REO's, auction sales, and etc.Best of Luck,

I did more investigation and found that she only has one active trade and the other derogatory accts are from past medical bills from child health complications.

I am still a little nervous about buying another, I think its a human trait.

We were very blessed.As far as real estate goals, my goal would be to become a successful REI and eventually set myself and my family up for a health passive income system.  

The short list of what I am seeing - very capital intensive - the repairs to the property needed to meet all code and health requirements typically require a construction budget that far exceed the value of the property. 

We, as human, tend to look for the path of least resistance.