If you look at your photo above, and put your hand across the arch (to mimic removing it and shortening the window) the view/light is reduced significantly.

If you have a good real estate agent/lender/or maybe even lawyer that can fight for you they might be able to reduce some extra fees.Also, most likely the lawyer isnt selling insurance they have a relationship with a title rep and they send people to their insurance company when they can.

Any ideas on how to handle this? 

I have property manager to handle this sad situation, but she will ask us what we want to do eventually.

You could also do a seller carry back which may reduce your overall down payment but it will still be at least 20% of the borrowed amount and seller carry back is usually only done in commercial loans.

Thanks for notice, I reported my tax myself in previous years with only W-2,so I would like to handle myself this year,maybe it is a little bit late,but since it just one rental property ,I might still have time to do it myself.Thanks

I personally don't know how to handle this situation because I have never dealt with it but I can offer my advice and opinion for whatever it is worth.

This way you don't run into a situation where 2 of the three pay, then you're stuck figuring out how to handle that.

All of the big cap ex expenses have been handled like roof and AC.

You need to evaluate whether you can handle the ‘toilet is clogged’ calls and be firm with tenants when needed.