Hey @Kimberly Gillock These are the things normally included in closing costs: A fee for running your credit report.A loan origination fee, which lenders charge for processing the loan paperwork for you.Attorney’s fees.Charges for any inspection required or requested by the lender or you.Discount points, which are fees you pay in exchange for a lower interest rate.Appraisal fee.Survey fee, which covers the cost of verifying property lines.Title insurance, which protects the lender in case the title isn’t clean.Title search fees, which pay for a background check on the title to make sure there aren't things such as unpaid mortgages or tax liens on the property.Escrow deposit, which may pay for a couple months' property taxes and private mortgage insurance.Pest inspection fee.Recording fee, which is paid to a city or county in exchange for recording the new land records.Underwriting fee, which covers the cost of evaluating a mortgage loan application.I crossed out the items which you shouldn't have to pay for if you are doing straight seller financing.  

As a matter of fact, Rick, we might have crossed paths in Bill's meetings @ the old church site. 

I am nearing a cross roads where decisions must be made about how I will spend the rest of my life.

Going green if your good at it can be some good money when you look at old apt buildings to convert.

At the end of the day you should definitely sit down with a cross-border specialist.

Good afternoon and hello to all. My name is George. I'm new to investing and looking forward to learning,sharing and networking with the community. In the past I've brought together buyers and sellers through friendsh...

When those lines cross, things get very complex and blurry but I prefer simplicity and clarity. 

I moved to La Crosse WI and will be flipping there.Good Luck and please share your experiences!

Fingers crossed for you though.Side question - I'm in a situation similar to yours in that I am looking to invest somewhere with better returns.

I must admit I have been a little shy about posting but with introducing myself today I'm hoping I crossed that bridge already!