They all (in my experience) require the borrower to have some skin in the game.

I wanted to get the opinions of the experts.An established builder in the area has built single family homes and town homes in a new neighborhood.

i mean i established my resources have done some homewrork on this and i am constantly reading, learning everything i can.i work a full time job, and i just tryiung to get this thing started.

I am inviting the top 3% of my network to the next one to try to raise the game some more.

Hello and welcome to BP, fellow Ohioan.New to the site myself, although not that new to the real estate game.

How are you on BOCA, OSHA, Environmental Engineering, Marketing, Planning & Zoning aspects, obtaing zoning variances, politics in the area, working with utilities and thier engineers, financing projects......I could go on....Point is, you won't get this out of a few books, universities offer degree programs and new grads still are only prepared to assist an established developer.Best thing is to work with one and learn.Many developers were GCs before they started, probably started with a small number of lots and built in phases or got an existing area and built to suit.

In fact, the house we are finishing is in an established neighborhood, and our design had to go through HOA.

Hello all,To preface this, I am a newbie at the real estate game!

The other thing you can ask for is a cosigner from someone with better credit.Usually they move on to another landlord with lower standards but I have people jump through my hoops and with the extra "skin in the game" they have been better than average tenants.

Pretty simple to answer - but much harder to establish good contact and relationships there.