Cold calling isn't fun, but proactive one on one outreach still works in the digital age.

typically lenders will have a portfolio of products if they are talented...conventional is conventional, but investment-specific loans can vary widely. 

The goal will be to try and set up a lease-option contract or find someone who would be open to a seller financed deal so that I don't have to find 15% down for a conventional loan.

I would however suggest talking to a few additional lenders to see what they say as although I have experience in the conventional lending world I now only do investment loans so things may have changed since I last did a conventional loan. 

I purchased a rental property in 2019 with 20% down conventional loan.

That way you can use conventional financing which is a lot less expensive than commercial.Stephanie

It was a digitally signed email pdf, I'm simply trying to get the payment agreement re-instated, I sent them back another .pdf that they had sent me today, I'm just worried that they may be trying to pull a sneaky move so they can foreclose on the property and sell it out from under me. 

Also, of course, if the ad doesn't resonate that won't help.With digital ads on just about any platform, it's all about experimentation.

How do you track someone down in Mexico for a 3 digit obligation? 

It would be helpful managementwise to set up the door hardware to be a digital lock that the tenants pay for the code for the week online.