The most common options are Hard Money/Private Lender or Non-QM.

The most common portfolio style loan in Texas is a 20 year adjustable rate loan.

The condo is part of a HOA and the HOA requires that all potential tenants go through a background screening before the Board of Directors are able to approve or deny them.Is this common?

When I do quiet title actions in California, it's pretty common that there are people or entities that are no longer in existence, so we're not able to serve them with the lawsuit. 

Would love feedback on whether I am in the ball park on the loan possibilities:Details on the building:-15,000 SF sing-use commercial building; current value $800K; well-maintained-25 payments remaining on current loan ($160K payoff)-Tenant is a profitable retail franchise; Landlord and Tenant have common ownership.

These are some of the most common ways that I see people source off market properties. 

Josiah - I took a look at your analysis and you might want to consider: expenses for common utilities (i.e. sewer, electric) if there are any, "re-leasing" fees from the management company (I would anticipate 1 or the 4 units needing to be released each year), and then overall maintenance each year - not sure I saw a number for that, but I would think 8-10% is a good start.

If your strategy is going to be buy and hold BRRRR’s…in this case a HELOC may be appropriate because you can just draw what you need and only pay interest on what you draw instead of the whole pot (and HELOC’s typically are interest-only during the draw period, commonly 10 years).

Commercial lending fees are coming higher - about 10% of the loan amount and want to check if this is common  or any suggestions on how to refi economically?

Thank you for the post, it should clear things up and help people that ask about this, seems it comes up a lot....People should take note of the extreme difference between SERVICE ANIMALS (legitimate and needed) and ESAs (woke scams).....