For instance, they could bring the DTI and you could bring the bulk of the down payment.

#3 Send your direct mail via STANDARD BULK RATE (pre-sort) which requires the addresses to read: <name of recipient> OR CURRENT RESIDENT <address of recipient> With this process, you get ZERO returned mail & ZERO marketing dollars wasted!

Vacation property deductions are reduced according to the percentage of time the unit is available for rental versus time allocated for personal use.

I'll still eat dinner even if my loan terms result in reduced cashflow.

Try to get the lender to reduce the payoff, including fees and back payments.

If you can reduce the amount of prep work they have to do so they can just come in and blow it out with a sprayer and then paint the trim separately (usually you want the trim a different color) that should reduce the price.

Depends on what you call bulk.

Then buy at the higher cap rates at greatly reduced prices.

I have not found that to be an obstacle and it greatly reduces the chances of me getting myself in a pinch due to failure to disclose at the appropriate time.

Cash flow or reducing expense looking for funds to get another property.