Some communities only allow a certain percentage of the units to be non-owner occupied, some don't allow Air BnB, their balance sheet could be weak and impose a lot of assessments.Try and reach out to the board of the HOA and hopefully attend their meetings to get a feel for them as a governing body of your investment. 

This seems peculiar that your legislative bodies gave not provided for a better remedy to what is essentially a 'due process' issue for claimants; over gaps one that barred them after a reasonable period of time. 

To me that smells of mortgage fraud.  

Even so, you gotta deal with showing up and finding a body in the alley next to your house.

Big burly mofos with neck tats that smell like diesel fuel.

We do two inspections during the year and our maintenance personnel regularly report to us if they see anyone smoking or smell smoke in the house.

This guy is smelling scam from a mile away, he immediately tries to sell you something, I messaged him and looks like one of his people who manages his messages pressured me to get on a call for a mentorship which will show me how to make 500k-1M per year through wholesaling. 

The expenses a person with mental illness faces in order to be “ok”, between dr’s, therapy, physical pain associated with the body not correctly managing stress responses, treatments for that pain, more dr’s visits to try to diagnose a physical problem to explain the pain only to be told “it must just be anxiety”, an average of 3-5 different medications for anxiety/depression before finding one that helps even a little instead of making you feel like you’re not yourself.... and that’s just the start of the list, and I’m somehow one of the “high functioning” ones.... 

Something doesn't smell right.

If you only clean duvet covers, what about sweat smell left behind on duvets itself?