I am currently also employed full-time as an IT contractor but, eventually, I want to be a real estate investor and landlord to achieve financial independence.

We're both employed full time so leveraging the time invested by wholesalers feels like a smart move.

But of course continue with your remaining due diligence by talking to the prior landlords and employers is a must.

Check with your employer/benefit plan, some have rules that if its not your primary residence that you need to pay back the loan within 5 years, some plans do not let you make additional payments but allow pay off in full as early as you want, also if you leave your employer anytime before the loan is due, you may have to pay it off or pay a penalty.  

Could additional provision added to a Texas standard lease overwrite Texas Property Code 92? 

He's a self-employed handyman and I am rather concerned he won't be able to make rent for long with no income.Maybe he can cover this month's rent, but I'm guessing he's about to be unemployed and crushed with medical bills.He knows he has a big rent hike coming, so we've briefly discussed an exit strategy (before he got sick).

You are already saddled and stressed with debt, I don't think you need an additional dose with hard money, unless the deal is one in a life time.

I will do some additional research as well.

From what I've learned after some reading and from listening to many episodes of the Bigger Pockets podcast, some of the keys to success in my current field - including an eye for location and rehab potential, the creation of "added value" and "competitive advantage" and, more than anything, the ability to build relationships - are important to real estate investing and I'm excited to employ them in this new arena.I'm thrilled to find BP and look forward to getting to know some of you!

Turns out to get a fha loan not much is needed just 2 years solid employment and enough funds for closing costs and down payment. also a good credit score.