I always recommend State Farm, as their standard homeowner policy will cover your additional rental unit automatically. 

Tons of additional things you can do. 

Congratulations on your recent investment.Moving new residents is a perfect opportunity to form rapport and set the stage for how your landlord/tenant relationship will proceed.We love to meet them at the property on or before move-in day to go over a couple critical items:We walk the home together and address any existing cosmetic issues and any open maintenance items.

Additionally, local laws and regulations can also impact the speed at which an eviction can be carried out.Understanding these key aspects of the eviction process can help landlords and tenants navigate this challenging situation more effectively.

. - You can go it the more heavy handed way and you will likley be able to file for an emergency eviction becuase your property is being destroyed, to do this you should take photos of the damages during your walk-through. 

Additionally, I have family I often visit in Birmingham and along the I-85 corridor (Greenville, Charlotte, and RDU area).

In addition, I’m wishing to connect & build relationships with local investor friendly agents in these areas who invest themselves, help clients with investing opportunities & are tapped into off-market listings.

In addition, check out the chamber of commerce https://greaterlouisvillepartnership.com/ where you can find the top 10 employers for different industries such as healthcare, tech, manufacturing and logistics.

If your budget will allow for a purchase of $400k or more, a single-family house within walking distance of the beach will likely yield higher return and a larger runway for appreciation.  4-bedroom channel homes in the popular Cherry Grove section of North Myrtle Beach go for around $600-$800k. 

You're likely walking into a property with zero or negative equity.