You can borrow more than 75%, but you have to be mindful of cash-flow and interest rates.

I just graduated with a degree in Cell & Molecular Biology and my plan has been to go to Medical School to become a doctor.

@Jake Posnerstrongly recommend looking closer to home - OOS investing is more difficult than it's made out to be. andwith rates where they are, there's just about no cash flow right now unless you employ a creative strategy or a combination of creative strategies.if you just buy any old property in any old market, you're not going to cash flow.

I am interested to see if lowered interest rates even helps affordability or just raises prices. 

I built a software called Areii that allows you to get property value estimates and rental rate estimates.

Be conservative when you run your numbers on rents with prices/interest rates.

2) What their tenant retention % is for like properties. 3) Rates, whats it going to cost.

It is really important for us to keep the units booked to cover the monthly overhead (higher monthly rates to cover the 4th unit not being rented). 

You can also ask for a 'Seller Credit" which helps cover closing costs or buy the rate down if you come in high enough on the purchase offer.

@Mohammad Al-hadad investor expectations have been skewed by the last 5 years of low interest rates and artificially low prices.10+ years ago, most investors focused on Class B and C properties, not Class A.Reason: hard to get Class A properties to cashflow!