Also, I am also pulling owners off of Zillow that are fsbo.

Hi Bobby,It all depends on what your debt load will be if you pull the Heloc.  

If done correctly, I should be able to pull roughly $100k based on the comps in the area.

I tell my clients 70% of the time a property is a bad deal, 20% of the time its okay, and 10% of the time they should pull the trigger)and the ability to bring deals to the table (Opportunities that no one else knows about are the lifeblood of a deal-making investor! 

I have the ability to pull out and use one of my two retirement plans for a down payment.

I use an app called ICBA in order to pull up local community banks (often portfolio lenders) that can be flexible on down payment requirements and lending terms.

@Rory Samuels the best way is to get the house at a level where you can pull money out.

Also the rates are usually adjustable and term shorter than a 30YF.Refi possible advantage if you favor + cash flow rather than being debt free sooner, depends on your equity and amount you're looking to pull out, you might be able to take out the cash you need and still end up with a lower pmt than currently because you're re-upping for a new 30 years. 

@Saravanan Saravanan, quick question though : Let’s say I get a property under contact and I line up a cash buyer ....what happens if my cash buyer pulls out ?

@Bo KimIf you have been able to pull off the BRRRR Strategy.