I'm working on acquiring a former Adult Care Home from a retired couple, and I'm doing research ahead of a conversation with them about owner financing, which they are open to.

You will have to get ahead of the price drops as what you are seeing is a lag metric.

So where you'd save a small amount on UW fees and perhaps cross collateralized title fees by doing a blanket loan, you will lose all that savings and more IF you ever decided to refi/sell one without the other... just a heads up.The other issue here is you say your assets are tied up... meaning you have no liquidity? 

Even if rates went way up, I am confident you would still be ahead dodging all those fees and just paying down the principal after the PP falls off.Bottom line is this refinancing is too slim to be worth it right now.

I do have all my eggs in this basket because I do believe that we are growing and improving ahead of many comparable midwestern states. 

The 13 million-square-foot demand increase was mainly due to new pre-leased spaces becoming available.Looking ahead, demand for retail space is expected to remain strong despite upcoming store closures, as expansion plans from tenants are likely to offset vacancies.

Most people aren't do-ers, but if you ARE, go ahead sign up and meet me there.

They dig up deals that make a head spin ("what, where the F did you find this?").

Bottom line - All hype, bs, misinterpretation, opinion bias, etc aside, sellers willing “owner finance” the sale of their property for one reason - and one reason only: They PERCEIVE that they are getting a higher price for their property by owner financing than by a cash (cash to them) sale.The “perceive” part is why buyers can sometimes structure terms ridiculously one sided in their favor - because some sellers are so focused on PRICE they become oblivious to anything else.It’s why I and numerous others have been able to structure 20 year owner financing loans at ZERO interest; why sellers have accepted “substitution of collateral” that gave them a lien on recreational land I had rather than their own income producing property; why sellers accept second position liens and allow buyers to obtain new first mortgages ahead of theirs (subordination), and why sellers always accept mortgages without my personal guarantee.I myself sell properties and provide owner financing to obtain a higher price.

Even if the ARV is the same and the rent is the same, if adding an amenity will attract and keep better tenants longer you could still end up ahead.