But here is where your confusion is: I state, pretty clearly I think, that doing SubTos when you are underfunded is very, very foolish.Subject To – Why You Need Money To Buy Using "Subject To" (SubTo) - Safely, Legallyhttps://www.biggerpockets.com/forums/311/topics/1141313-subj...Using Subject To, to Get "Free" Properties - A Quick Guidelinehttps://www.biggerpockets.com/forums/311/topics/1060320-usin...SubTo - Before You Spend A Lot of Money on Subject To - Read This - Wisdom at Workhttps://www.biggerpockets.com/forums/50/topics/1141525-subto...Of course, I teach Subject To & Lease Options to people "One on One", to keep people out of trouble.

You could also look into regional banks or credit unions with experience in real estate development for middle-ground options.If I were you, I’d spend some time shopping around for the best rate/terms.

Quote from @Terrance Brewer: Quote from @Tim Delaney: I am an audio learner, so I spend a lot of time listening to various podcasts that BP puts out.

After spending all day dodging junk mail, junk e-mail, junk texts, and junk phone calls I have very little energy left for junk BP posts!

- We've got an owner we're about ready to terminate because we email them information that they refuses to read and always wants us to call them and spend hours talking about it.

You could easily spend a lot of capital to start with something else but doing the house hack gets you started and your feet wet.

I am glad that I am not the only one who takes twice as long and spends twice as much, haha.

What's left after all that is your cash flow.Collecting cash flow to spend is an amateur play.

I think broader consumer taste is killing malls, which includes online shopping, but also even where people are choosing to live and how they are spending their time/money, more broadly.I worked for a company that bought a failing mall back in 2012 (online shopping was "killing retail" then too), redeveloped most of it into more open air power center and sold.  

.• Reporting companies that qualify for disaster relief may have extended deadlines that fall beyond January 13, 2025.