Payroll.  

The counter review staff are not sophisticated land use/planning experts, their job is to review the engineering acceptability of what you're proposing.

All employer contributions are pre-tax.The overall limit for 2019 is $56,000 (or $62,000 if you are 50 or older).The employee contributions can either be coordinated through your payroll provider and deferred with each paycheck or made separately (e.g. lump sum) directly to the applicable Solo 401k sub-account (pre-tax or Roth).  

Underwrite how you want, but I can tell you the VAST majority of sophisticated and successful MHP owners do not underwrite rental income to the parks NOI; it usually significantly inflates the value of the asset.

Hi Chihero,Don't forget the SEC requires the PPM to have a "Prior Performance in Raising Funds Table" and an "Operating Results of Prior Programs" table that all investors must be given.Also the SEC assumes Accredited Investors can handle losses if they occur and Sophisticated Investors can asses the risk for themselves.These opportunities are not open to the "General Public" for those reasons.

But I need to put my guys to work on a project or two, and I'm six figures in on payroll for them so it is lay them off (not really an option, I won't let them go they are too good at what they do) or pick up a project house that makes some financial sense.

Also, we generate new investors via our on line platform, and these are sophisticated people who are conscious of the market out there.  

What if your payroll will be higher or lower.

Those day laborers can be insured but you'd need to set up your own GL and Work Comp policy, payroll, etc.

You will qualify immediately after being qualified for a loan to offsetting dept to income ratio.Although, you might find managing a non sophisticated tenant is a huge stress on your main squeeze.