Lo and Behold, there was a check for $208.33 from Sister 2.Took it to HER bank to cash it...Bouncy, bouncy, bouncy....  

Your file is with particular lender and  you should follow your LO who should be guiding you through out the process.

(Background)Lo and behold... 

I am in the process of closing on a property in NJ.Literally in the mid's of things,  title in works, loan approved, appraisal completed, just got it back today (expensive: by the bank).This is a non primary, investment, putting 20 down.The LO must of incorrectly completed the contract or hit the wrong key, but the appraisal indicated its a primary, also indicates Subject To, multiple issues within the property which I know, that's why I am buying it! 

Lo and Behold, but what did I find, someone is still living there!!

@Johnson Lo always best to use a local attorney familiar with that particular state and ever better county / city, when it comes to rental issues.

The LO and the underwriter would be out of work and the borrower would have his credit decimated. 

Underwriter, not a LO.

If you don't believe me, please go waste some other LO's time....Link related: https://guide.freddiemac.com/app/guide/bulletin/2019-16 (2m43s in the video is the headshot.)

Check with your LO though to be sure.