Sellers will have a variety of reasons to not use a realtor like others have mentioned.

I've had to tow dozens of cars for a variety of legitimate issues - parked in the wrong assigned space at the wrong time, failure to move for snow removal efforts, paving projects, etc.

3 variations of that and then I'll reveal my cards.

I'm not the type to go into a deal without all I's dotted and T's crossed, so if there's something wrong hopefully it'll reveal itself.

On my site review of them, I've been asking them to reveal this for over a year and so far they haven't.

The instructor is correct, but to be fair, it doesn't matter what scenario you are in - if you buy at the top of the market you're gonna have problems in a variety of ways, be it with a HML, bank, investor, or otherwise.65% is the magic number for us, but occasionally we see deals that do allow up to 70%.  

The wide variety of topics they cover just gives so many different perspectives and methods to open your eyes too.

Thought leadership and creating content can come is a variety of way including website, videos, podcasts, newsletters, blogs, books, special reports.  

I recently commissioned into the Air Force and am considering the USAA Career Starter loan for a future down payment or rehab on a duplex.. with a variety of ways to go about it.

An independent agent sells whatever brands he has contracted with so has a much wider variety of policies to sell you.