House hacking with two children can be tougher than expected because you will always need to take a larger or the largest unit which will reduce your cash flow on the property even more.

This approach not only keeps tenants happy but also helps you maintain long-term cash flow by reducing turnover costs.

Are there other ways to reduce my mortgage that I am not aware of (besides refinancing)?

Issues we faced were conflicting opinions on the next home we should purchase for our portfolio and what upgrades to do when we were doing a flip, the cost of labor and materials, etc.

Delaying the closing to 2025 would reduce the bonus depreciation rate to 40% (unless Trump changes it).This post does not create a CPA-Client relationship.

Partnering with others can reduce risk and access better deals.

He's very thorough with this standard inspections and he also offers "investor due diligence" inspections at a reduced rate.

I think your income easily justifies a common-sense, time-proven method: increase earnings, reduce expenses, save, and invest.

You cannot beat the power of an ADU for peace of mind, leveraging your home to pay less monthly and reduce your expenses and give you the experience and confidence of doing constriction, getting permits and working with the city and managing a very easy rental.

China has cheaper labor, almost no EPA constraints, far cheaper electric power with their new Dam, etc.