I love my W2 job and am not looking for replacement income, but I do want to diversify my investment portfolio in the real estate sector while keeping my focus on what I love and do best -- emergency medicine!

However, if the deal is average, waiting to house hack could provide a better foundation for your portfolio.

The location you're referencing will likely require substantial rehab capital.There may be some out of state investor who hears NC and throws their money at a portfolio, but this feels like it'd need to be cash transaction.

@Simon Asselin what you are looking for is sometimes called "portfolio lending" and sometimes called a "blanket loan". 

It might even give you a reason to feel excited about your portfolio again.Pat & Jasper

i have a small portfolio of LTRs in 3 states and the ones that cash flow have low interest rates.

Sounds like you are truly blessed to have a nice Chicago portfolio, but something is still missing? 

If you're not careful, the administrative requirements can trip you up—but when done right, the savings can be well worth the effort.For those of us scaling our portfolios or actively managing real estate deals, the conversation about structure isn’t just theoretical—it directly impacts how we protect our wealth and position ourselves for long-term growth.What I’ve found is that many investors don’t realize how critical their personal credit is in setting up these entities successfully and accessing the funding they need to operate and grow.

I'm planning to launch my long term rental portfolio in 2025.

Leveraging equity and planning your next move with strategic financing is an excellent way to build your portfolio.