I currently have angry tenants and am trying to problem solve and figure out the best way to fix this situation through either making it all pet friendly or all pet free so its not so disorganized.

I'd include a portion (or all) of the $15K in Renos (you can pick things that make sense).  

Info on any or all will be greatly appreciated.

Generally speaking if they are all CA SFRs, rented and/or all income is fine, credit is good, and looking to go conventional, your rate should be in the low to mid-3's depending, even for cash out w/probably a pt or 2, depending on how the loan is structured. 

The truth is no profession is all good or all bad.

:PWhat you might find is that if you hit that target retirement date, and half or all of your mortgages are paid off, your monthly household income-after-expenses number may not even drop below what your "day job" used to pay you.

Our HOA is saying that this is valid only for the new HOA and not the ones who had the "90 days min required" before the law came into effect.Does anyone know if is true or all the HOA have to amend it?

It is a great tool to know and understand construction, even though you will start hiring a lot or all of it  out as you continue to scale.

Would you like part of something.... or all of nothing?

You may have a fine, be required to pull a permit, open the wall for inspection or all three.