I'm trying to find a solution that is fair to everyone.

Cat odor is far more problematic than a small dog, but I would check landlord references to confirm how they've maintained their last residence.

We are contractors with different expertise and want to figure out a way that is fair both to get compensated.

@Jeff G. not aware of that, but sure it's available for a price from Fair Isaac Co or one of the credit repositories.

By prioritizing fundamentals over chasing ROI benchmarks, he’s now sitting on an asset that’s appreciated 30% and maintained strong cash flow.Personally, I once miscalculated reserves on a triplex I bought early in my career.

Totally fair.

It happens, a fair bit.

They will read that if the borrower does this:    Fails to pay tax's,  Fails to maintain the property ( commits waste) , fails to provide insurance  or ALIENATES the title..

A lawyer might be able to answer this better, but most rentals fall under fair housing laws (there are exceptions) and that protects against discrimination based on familial status which means children or someone who is pregnant.

For a number of reasons we are going to need to make that jump fairly soon, so if anyone has made the move already I would be very happy to buy them lunch in exchange for their thoughts!