By the way with no income no legitimate lender will make a loan on real property.

In addition, Hispanics often do not have a legitimate Social Security number needed to pull a credit history and establish residency.

No legitimate college or university is going to pay you to refer your friends and family, or anyone else.

I'm not interested in reading several commentaries on why something isn't working or isn't legitimate.

Are they a total scam or do some legitimate ones actually exist?

If you've hired a cleaning service or maid both sides can bring their documentation and let the judge determine if the landlord has had legitimate deductions.

As others have reiterated, if there were any legitimate program offering 2% loans to anyone it would spread like wildfire and you wouldn't need the hard sell.

Nolo and the Landlord Protection Agency both have free links to state-specific landlord tenant laws. http://www.nolo.com/statute/state.cfmhttp://www.thelpa.com/lpa/lllaw.htmlLandlord tenant "knowledge" amongst novice and pros alike is often based on myth, hearsay, and guesses, rather than legitimate information.

What you are speaking of is not a legitimate way to get a bank REO.

I don't know the details or how legitimate a concern it is, but I would look into it if I were planning an after-purchase title transfer.