It's usually best to talk with your neighbors about your plans and get their support as one of the variance tests is that the requested relief does not cause a public health issue or alter the essential character of the neighborhood.Try googling "tests for a variance in [your state]" and talk with your local zoning department.

Where another issue arrises is I recently quit my job after becoming pregnant as they would not cover my maternity while overseas, my husband is employed however he works for a UK company and is British so would be unlikely to help us with the situation in the US.

The biggest issue was getting it out of there. $250.

@Aaron Raffaelli, I’m sorry to hear that you are having issues qualifying.

The issue I have with Zillow specifically is that every URL to an address contains an unique identifier called a ZPID.

No DTI issues.

And while that number varies somewhat, the most common number of different issues that minimizes risk is 21.  

How can I correct cashflow issues if I have 3 properties?

Most STR markets have seasonality, and there are untold issues in the future that will effect cashflow. 

It is what is left after snow removal, cutting the grass, utilities, tenant issues, parking lot issues, property taxes, mortgage payment, etc. that make a difference.