Not only would you effectively be giving up your right to proceed by way of non-judicial foreclosure, a very messy judicial foreclosure sale might not succeed and even if it did, ability to pass title would thereafter likely be subject to borrower's statutory redemption rights.

If they are struggling then money they spend in one area affects their ability to pay other bills like rent.

I will continue to be here for you and all of my clients and i will continue to serve you to the best of my abilities. 

I was talking to an investor who bought a multifamily in San Antonio recently, and the rent growth here has been eye-opening.

Real estate offers the potential for both ongoing income (from rents) and long-term value growth, which can diversify an investor’s portfolio beyond traditional instruments.

Our market is stable with strong job growth from major employers moving and developing here like Meta, Intel, Amazon, etc.

I guess I can keep it as a STR and push my way through, it would just be nice if it was something that worked for someone right now and helped me take a step back for a bit, and go back to STR when I have more ability to keep up with it!

Answer these, and then see if there's a better deal out there that fits your investment goals better—like more equity, better cash flow, or more potential for growth.

Down payment should be about the same (20% on a buy-and-hold) but you'll see an additional $3-$6k on average in CC and the ability to keep it off of your DTI/Personal credit along with hopefully no more hard inquiries on your credit (many lenders will accept/perform a soft pull).

If there's a family member or friend in a similar situation, and you can both align on the initial plan (location, home type, price, usage/occupancy, etc) you can pretty easily get a co-ownership agreement in place and even a joint mortgage.The benefit here is it might open up your ability to buy a larger place in a nicer area which could lead to a faster rate of appreciation and overall better living environment.