I started off doing long distance BRRRRs until the rates went up.

Rents, yes 100% I do adjust billing and it is above standard tenancy rates because they are doing it for business revenue. 

I personally leverage, but have a large rainy day fund. 

The deal doesn't work as well with higher interest rates.

While a western WA deal might not meet some Midwest cf metric like 1%, it will be above the market cap rate or below FMV of comparibles and give you options. 

I wouldn't touch your current loan unless rates drop 1-2%.

Where these numbers are found, there is a very high rate of rent actually being paid.We have over a dozen Fortune 500 companies just in Metro Detroit with huge Healthcare, Auto, and mortgage industry National footprints.

I am interested in talking to someone about the process of funding via DSCR the acquisition of a property currently being run as a PadSplit.

Plus, that is the cheapest that money will ever be for you.  2.65% interest rate? 

If the rents are already nearing market rates, will she be able to go up that much?