Also would charge points at origination and bump the rate up a point or twoReason being my guess is this borrower can it get conventional financing so they are a higher risk.

My take on this is to underwrite purchases based on expected LTR rents (I like rentometer and the BP's own rental estimator), but start charging 1.5x that rent for your MTR.

The guests have a credit card on file and your policy should allow you to charge for damages or excessive cleaning.

Add AC and you need a good HVAC tech...if they come from the next town, again their availability may be limited and they may charge trip charges.Do you know this town well? 

ci=Bismarck&st=Nor...This will help you determine how much demand there is and whether or not you can charge enough to cover your expenses and hopefully produce some cash flow for you.

I can make them grow faster by thinning even though they have lost some of their growth.  

Of course growth is always great, but for your goals I think sticking to what you have, paying off faster is best.

Rules for contractors NEVER use your money to fund a customers project ( unless you hold first lien position and charge interest )If the money stops , the work stops .Put everything in writing .

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

Our process server charges $40 within the city limits.