However we've been hearing a lot about how lucrative Airbnb and 30+ day rentals are, even to businesses/government agencies/etc. so are looking to connect with someone in that space. 

My advertising dollars go to a credible, local referral radio show that vetted me. 

Also, this is a pretty comprehensive book on the subject: https://www.amazon.com/Subsidized-Comprehensive-Government-F...

Mortgage rates declined to their lowest levels in over a year, a sample of more than a dozen industry professionals said they were quoting most borrowers in the high 5% to low 6% range on government loans and in the mid-6% range for conventional mortgages.

So make sure the reasons aren’t protected reasons and be prepared to defend those reasons to the government. 

Maybe they cater to the government and are used to just spending tax payers money with no responsibility. 

In most places some utilities are provided by the local government.

Taxes are likely to go up in the future due to government entitlement programs.

It’s a great way to gain credibility, educate, give back, and form relationships.

Hi Melvin,Origination charges = 0 [Covered completely with lender credits]Services you cannot shop for = 2725 [This is the VA funding Fee]Services you can shop for AKA title work = 1723Total Loan Costs A+B+C = 4448Taxes and government fees = 3279 & G Prepaids and initial Escrow at closing = 10007Total cost including escrow = 14455