For example, in 2024, as a single individual, you make less than $146,000 MAGI, you can make a full contribution to the Roth, $230,000 if married filing a joint return.

There are tons of valuable posts, learning materials, and great individuals here on Biggerposckets- so this is already a good start.

As a landlord, I've great respect this individual and have treated him very well.

You want two individual loans to get much better terms.

And many more...Look forward to hearing back and hopefully meeting some like-minded individuals to bounce ideas off of!

I don't rent directly to the individuals.  

I manage my own short term rental and have one cleaner who does all turnovers and another individual who cuts the grass every two weeks.

I will be dealing with adults, not handicapped individuals.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

First you put people on the phone, so that is an intimate situation, second you lead off telling them that they are basically guaranteed to make $500k and will do so for as long as it takes until they get there, then later say it costs $15-40k .. they even say once you make the $500k you'll get the $15k-40k back.What is most disappointing about this is as I did my diligence after the call I found a youtube video of a lady who is NOT a high/medium income individual give her review of the program and she had nothing bad to say about it, she just said she was unsuccessful because she didn't put in enough effort because she had too many life situations going on.