(Some have argued that the actions of the Obama administration were illegal taking.)The main problem with having it controlled by the government is that it has been, and will continue to be used for political purposes, right or left, depending on the administration.I'd rather see it outside government control.

If this concept is unfamiliar, then continue to ignore it.In closing: The dangers of shifting the timing of your income, expenses, and business transactions.A purely mathematical exercise may indicate some beneficial timing for this or that.

You both have to decide whether this is worth the fight.

If I continue to charge $500 month, that's $6,000/year, If half of that went for maintenance, it's still $3,000/year.

I appreciate your very valuable advice I will be sure to take it moving forward as I continue on this journey.

I expect that the Fed will drop rates next week and will continue to do so.

Your second question is in line with what I mentioned above you need to test, test, and continue to test.

Chris, Agreed & I see a VERY low probability that interest rates will be in 4s or 5s in 2025, so those deals with variable rate debt will likely continue to bleed.

How long do you plan to continue living in that property?

The answer is it depends - if there is no more settlement then they are correct you probably do not need piers at this time, if it continues to move then you need to do something.