getting tighter but things may be changing soon depending on what the new prez does.  

With that low interest rate, you will have paid down a lot of equity in the deal and should be able to finance with a bank.

The only note is it is easier to set up the LLC before closing but not so hard to change after. 

Here’s the situation:Purchase Price: $540,000Down Payment: 20%Mortgage Rate: 7.125% (30-year fixed)Monthly Expenses (Mortgage, HOA, Taxes, Insurance): $3,706Realistic Max Rent: $3,000As you can see, I’m currently short $706/month even with max rent.

Owner-occupied commercial properties generally get better interest rates and terms when compared to pure investment properties. 

Can the zoning change after the fact? 

They offer an all in one policy, and also had a great rate compared to the others.

Here's why:The Multi-State Chess Game:• Client had properties in 3 states• Each state has different deadlines to assess taxes• Federal changes trigger automatic state assessments• Timing the response saved $45K in state taxes🏠 Real Estate Investor Pro Tip:States can't assess back taxes if their statute of limitations expires before federal changes finalize.

There is an much art as science in financial projections and numbers change with the market.  

It easy for people to get up on their crystal palace podium but the moment it comes knocking on your door or in your neighborhood peoples opinions change drastically.